Insurance help desk assisting a patient family at Pharande Eye Hospital

Insurance

Cashless & Mediclaim Facility

Cashless treatment is available for all leading insurance companies and TPAs, alongside reimbursement mediclaim support for cataract, LASIK, glaucoma, retina, and other eye treatments.

How It Works

Cashless Approval In Four Steps

1

Consultation

Dr. Pharande examines your eyes and recommends the required treatment or surgery.

2

Documentation

Our insurance desk prepares the pre-authorisation request with your policy and diagnosis details.

3

TPA Approval

The request is sent to your insurer or TPA for cashless approval, typically within a few hours.

4

Cashless Treatment

Once approved, your procedure proceeds on a cashless basis — you pay only for any non-covered items.

Insurers & TPAs

Empanelled With Leading Insurance Companies

Cashless and reimbursement mediclaim facilities are available for all leading insurance companies. Please carry your policy details at the time of consultation to confirm empanelment for your specific plan.

Star Health
Niva Bupa
HDFC ERGO
ICICI Lombard
New India Assurance
National Insurance
United India Insurance
MD India TPA

Reimbursement Mediclaim

If Cashless Isn't Available

For insurers or plans outside our cashless network, the hospital supports reimbursement mediclaim — you pay at the time of treatment and claim the amount from your insurer afterward using the documents we provide.

Documents provided

  • Detailed discharge summary
  • Itemised final bill
  • Diagnostic and investigation reports
  • Doctor's prescription and treatment notes
  • Insurance help desk assisting a patient family at Pharande Eye Hospital

    Frequently Asked Questions

    Insurance & Billing Questions

    Yes, cashless treatment is available for cataract, LASIK, and other eligible surgical procedures with empanelled insurance companies and TPAs, subject to policy terms and pre-authorisation approval.

    Carry your insurance policy or e-card, a government photo ID, and any previous medical records related to your eye condition at the time of consultation.

    Most TPAs respond within a few hours of submission for planned surgeries such as cataract; our insurance desk follows up directly with the insurer to avoid delays.

    You can pay for the treatment and claim reimbursement afterward. We provide the discharge summary, itemised bill, and reports needed to file the claim with your insurer.

    Most health insurance policies cover surgical and hospitalisation treatment rather than routine checkups, spectacles, or contact lenses. Check your policy document or ask our insurance desk to confirm.

    Have a policy? Contact us to check your eligibility.

    Contact Us